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Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Grow your savings securely with Fixed Deposit (FD) Plans from Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited, offering transparent
Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited offers Recurring Deposit (RD) plans that help members save regularly through discip
Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited offers Regular Loan facilities with affordable interest rates, flexible repayment t
Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Ltd is a registered urban co-operative society operating in accordance with the Delhi Co-operative Societies Act, 2003 (Delhi Act No. 11 of 2003). The society is dedicated to providing safe, transparent, and member-centric financial solutions that promote trust and long-term financial stability.
Established with the objective of strengthening communities through financial inclusion, the society encourages disciplined savings and responsible credit practices. By following ethical co-operative principles, it ensures transparency, accountability, and sustainable financial security for its members.
Our Mission:
To promote financial independence and mutual prosperity by
offering reliable thrift, deposit, and credit services that support the personal, social, and economic
development of our members.
Basic Membership Plan – Membership Plan-1 | Shyam Sai Ram Co-operative
Membership Plan 2 – Smart Entry with Lower Initial Contribution | Shyam Sai Ram Co-operative
Membership Plan 3 – Low-Cost Entry with Long-Term Benefits | Shyam Sai Ram Co-operative
Membership Plan – Minimal Entry Membership | Shyam Sai Ram Co-operative
To provide secure, transparent, and reliable thrift and credit services that empower members to achieve financial independence and responsible credit usage.
To be a trusted co-operative society fostering financial inclusion, mutual growth, and sustainable development for all members and the community.
To promote savings, financial literacy, and economic well-being while supporting personal, social, and community development through ethical and cooperative financial solutions.
Shyam Sai Ram Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Shyam Sai Ram Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Shyam Sai Ram Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Join Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited by completing a simple registration process and becoming part of a trusted financial community.
Start your journey of financial discipline by saving regularly through our thrift schemes and earning consistent returns.
Avail loans and other financial benefits designed to support your personal, social, and economic development.
I have been a member of Co-Operative for over 5 years. Their Fixed Deposit plans helped me grow my savings safely, and the interest rates are very attractive. The team is always supportive and responsive.
The cooperative’s transparent management and personalized guidance make it easy for members to plan their financial future. I feel confident knowing my money is safe and growing steadily.
I appreciate how the team ensures regular updates and clear communication. Their schemes are reliable, and I trust them completely with my savings.
The cooperative provides excellent support and guidance. I was able to plan my investments efficiently and access emergency funds when needed.
Their Fixed Deposit plans are very secure and offer good returns. I have recommended this cooperative to my friends and family.
The staff is always helpful and provides personalized advice. I feel confident keeping my savings here for the long term.
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Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Ltd. is a legally registered urban co-operative society functioning under the Delhi Co-operative Societies Act, 2003 (Delhi Act No. 11 of 2003). The society is dedicated to providing secure savings solutions, transparent loan facilities, and structured deposit schemes that support long-term financial stability and member welfare.
Our vision is to create a financially empowered and self-reliant community through financial inclusion, disciplined savings, and ethical co-operative growth. Our mission is to promote responsible credit practices and transparent financial services that contribute to the personal, social, and economic development of our members.
The society offers safe, flexible, and structured deposit schemes to help members grow their savings in a secure co-operative environment.
Understanding unexpected financial challenges, the society provides timely financial assistance with convenient repayment options, ensuring member confidence and peace of mind during emergencies.
Shyam Sai Ram Co-operative is committed to the economic upliftment and long-term welfare of its members through ethical, transparent, and community-oriented co-operative practices.
Join Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Ltd. and take a confident step toward a secure financial future. Explore our savings plans, deposit schemes, and loan facilities designed to support your goals with trust, transparency, and co-operative values.
Enjoy trusted savings plans FD, RD and affordable loans